Healthcare & Health Insurance Catch-All | GOP seeking a plan

[bridgetender]

They want to eliminate Obamacare entirely and provide money to an HSA to which you could also add your own savings to use to buy insurance on the open market, presumably buying a catastrophic plan and using your HSA to pay out of pocket for most ordinary medical costs. A key to this would be requiring pricing disclosures for basic medical care so people could value shop for care and theoretically put downward pressure on the cost of medical care.

This ignores how much medical costs vary if you pay out of pocket versus what is paid by an insurance plan, for instance, much less the way life or death medical crises distort market forces, but the goal is to make people more educated consumers of their own healthcare to create market pressure on pricing and get the government out of spending so much on healthcare other than Medicare (which I am sure many in the GOP would terminate if they didn’t know that would cause an actual revolution).

It's almost like they have no clue how catastrophically expensive healthcare is and continues to rise. This proposal is trying to promote a fallacy of a free market in medical care. Utterly moronic.

 

[farce©]

I just find it so mindboggling that anyone could think that "plan" would do anything except make healthcare even MORE expensive.

Well, these are the same people who think foreign governments pay US import tariffs, and those tariffs will generate so much revenue it will obviate the need for federal income taxes.

 

[uncjhodges]

People should not be “educating” themselves on healthcare and they shouldn’t be making their value judgment on what is good and bad care and what they should and should not pay for. This country is so mind numbingly stupid, i fucking hate it

 

[heelinhell]

The missus received a letter regarding her NC state retirement Humana Medicare plan to inform her in a vague and most confusing way that her Part D prescription coverage will be changing and apparently not for the better.

Are there any posters here who are NC state retirees on Humana ? If so, did you receive the notification letter and can you translate the letter into simple English to help me and the missus understand how she will be impacted in 2026 ?

 

[nycfan]

 

[nycfan]

 

[nycfan]

This has been a problem for decades — policy replaced by inoculation votes ahead of the next election.

I wonder if we should move to three or five year House terms with 1/3 or 1/5 of the body running any given year. Something to dislodge the current swing of rushing to get things done in the first year of a two-year term and rushing to do nothing but defensive votes the second year.

 

[lawtig02]

So glad the Pubs shut down the government for more than a month to avoid an extension they're now about to agree to.

 

[heelinhell]

Kinda sad to see that Lady G has no idea what the ACA's purpose was to insure the millions who could not afford health insurance.

 

[nycfan]

 

[nycfan]

 

[nycfan]

“Unaffordable Care Act” premium support not mentioned.

What does Site Neutrality have to do with this?

 

[mpaer]

“Unaffordable Care Act” premium support not mentioned.

What does Site Neutrality have to do with this?

I want to see Provider owned Hospital lower costs I remeber when BC/BS was founded by "nice Doctors"

 

[Batt Boy]

starting to get worried that this is gonna affect CNHS. I doubt it makes it to IHS, but folks giving me ominous news from Tahlequah

 

[nycfan]

 

[GoHeelsweeeehoooo]

I had an idea and maybe some of y'all can tell me if what I'm thinking makes sense

I've been thinking for awhile that we need to just do Medicare for all but at the very least lower the age requirement to 50 - then I think you'd get more people maybe retiring early from their jobs because some people keep working til 65 because they want to stay on their employee health insurance versus having to buy probably a more expensive plan with less coverage on the exchange - so you'd get jobs opening up at companies which would allow younger employees to move up to better positions which would then open up more entry level positions and also health insurance for everyone under age 50 could get cheaper as well because you aren't having to insure older more at risk persons

Ok tell me people if what I'm saying is crazy or if any of it makes sense

 

[gtyellowjacket]

I had an idea and maybe some of y'all can tell me if what I'm thinking makes sense

I've been thinking for awhile that we need to just do Medicare for all but at the very least lower the age requirement to 50 - then I think you'd get more people maybe retiring early from their jobs because some people keep working til 65 because they want to stay on their employee health insurance versus having to buy probably a more expensive plan with less coverage on the exchange - so you'd get jobs opening up at companies which would allow younger employees to move up to better positions which would then open up more entry level positions and also health insurance for everyone under age 50 could get cheaper as well because you aren't having to insure older more at risk persons

Ok tell me people if what I'm saying is crazy or if any of it makes sense

I think Medicare for all is a reasonable idea but I'm not sure if lowering the eligibility age to encourage early retirement is doing young people any favors. They're the ones that are going to have to pay for those benefits and not actually get them.