NC Insurance Rates

Is this inflation? Long-term repercussion of Helene? Representation of greater risk on the coastal portion of the risk pool?

Looks like there is a pattern of them requesting a huge change and settling for a much smaller one, though. And this does not affect homeowners' insurance for owner-occupied properties, it's for rental properties.
 
Dwelling insurance policies are not homeowners’ insurance policies. Dwelling policies are offered to non-owner-occupied residences of no more than four units, including rental properties, investment properties and other properties that are not occupied full-time by the property owner.

Have they proposed increases for homeowners insurance yet? I don’t have a second home so this won’t affect me. My dad has talked about self-insuring.
 
From the link: "Dwelling insurance policies are not homeowners’ insurance policies. Dwelling policies are offered to non-owner-occupied residences of no more than four units, including rental properties, investment properties and other properties that are not occupied full-time by the property owner."
 
I totally understand increases relative to enormous increases in construction etc
I totally don't trust the "new way " the GOP has rigged up for the rules for these decisions
 
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