There is no financial advisor worth his/her salt that would ever recommend a top 5 player foregoing the NBA for a year.1 ) At this point players are also employees
2 ) Given your assumption that Caleb will get a 10 million contract and get a lucrative NBA extension then I agree that it would be illogical to accept a two year contract for 8 million/year as long as you are sure you will not be have a season ending injury, get 10 million/yr and get a lucrative NBA extension after your 2nd year.
I'm a conservative investor and financial advisor so my inclination is to lock in the 16 million contract with a free out after the 1st year and if you recover from your injury and have an even better next year and you could be the college POY and the #1 pick in the NBA draft and collect millions upon millions upon millions in endorsements on top of the millions upon millions for salary and bennies from the NBA
I think you are trying to make fetch happen. It won’t.

