Def let me know if you wind up here. And if you want a place to stay in Queens, you are more than welcome to my spare bedroom.
Yeah, that's a tough one for both of you. Given the church environment you grew up in, I'm sure your wife is not the only person you know from our generation who has been living her whole life as something other than her true self. I'm very sorry you're going through it, but I also feel for her. Not an easy thing to address in your 50s... not for either of you.
Dividing up retirement savings for two entirely separate households is not easy. I can definitely see your dilemma in making future impacting financial decisions. I suspect things will shake out relatively quickly in terms of how to structure the future from a household perspective. I personally would avoid making any big job decisions until that shapes up.
Thanks for the offer, but it's going to be the whole family if she goes to the race, probably can't fit 6 people in the spare bedroom.
But, I'll definitely get away for a drink while I'm there.
Yes, I do understand and I don't hate her for this, I'm just trying to figure out how I move forward basically single. For now, I want to focus on myself.
While she does sometimes feel guilty that she's affecting the family, she's really embraced her new identity. It's very clear that this is real.
And that's fine, we still have 30 years together and we don't hate each other, so I there's no reason to rush into anything hasty that would only cost us both money.
The basement is almost finished and she is going to move there. The layout is great there's basically a one bedroom apartment and a second bedroom for her work office. The main area will still be family. We may put a pool table there.
Yes, we have agreed not to do anything that would impact us financially. And if life changes and she meets someone, we've agreed to be equitable.
If we can stay in this arrangement for 3-5 years, we should have plenty of money in retirement, even if split, and we could then sell the house. If the market doesn't collapse in the meantime, we should walk away with at least $600k from the house, which would be split evenly.
All in all, financially it's good for both of us. If we split up two apartments would probably be double our mortgage and it would also force the decision of where my youngest daughter lives.
I just really didn't need the work stress and decisions right now.