I'm about to go into "chicken intestines" mode. Weird guy on the outskirts of the village that will tell you your fortune.
This is going to be really bad. It's baked in, no matter what at this point. Just a matter of when. And how hard. Despite my lack of knowledge about life insurance, I understand life. I have said this all along. And have not yet been proven wrong.
The Ten Commandments coming on now West Coast. So, I'm going to grove a bit to it and not worry about how absolutely awful things are going to be in time.